How to Save Money at Exxon Mobil

Consider the Exxon Mobil Rewards+ program and the Exxon Mobil Smart Card+ credit card

Last updated on June 6th, 2025 at 12:18 pm

Saving money at Exxon Mobil starts with the Exxon Mobil Rewards+™ program, but there are many other ways to save. That includes use of the Exxon Mobil Smart Card+™ (a “cents-off-per-gallon” credit card), or the use of the Upside app, a popular app that offers cash back at select gas stations and convenience stores.

1. THE EXXON MOBIL REWARDS+ PROGRAM
Exxon Mobil’s free fuel rewards program saves you at least 3 cents per gallon at the pump and at least 2 cents per dollar spent on qualifying purchases at the company’s convenience stores.

You can earn additional cash back per gallon by virtue of:
– Bonus offers (like 2x Summer Saturday points from June 7 – August 30, 2025)
– Being a “Frequent Filler”
– Being a member of AARP
– Purchasing Premium fuel

Frequent Filler status is achieved by purchasing at least 100 gallons of fuel in a calendar month.  To maintain Frequent Filler status, you need to continue to buy at least 100 gallons of gas each month.  

Every 100 points earned = $1 in rewards. Points expire if, as of December 31 of each year, if they were credit at least one year prior.

Being a member of AARP gets you up to 2 cents in points per dollar spent on fuel and/or in-store purchases.

Click here to enroll in the Exxon Mobil Rewards+ program.

Refer a Friend to the Exxon Mobil Rewards+ program
If you already are a member of Exxon Mobil Rewards+ you can earn 100 bonus points (up to 5x a month) by referring a friend using the unique referral code you are assigned. The individual you refer must make a qualifying fuel (8 gallon minimum) or convenience store purchase within 30 days of registering for both parties to earn the 100-point bonus.

Start an ExxonMobil Rewards+ Points Circle
An ExxonMobil Rewards Points Circle can include up to 9 family members of friends. Anyone in your Points Circle can earn or redeem rewards.


2. THE EXXON MOBIL SMART CARD+™
The Exxon Mobil Smart Card+ is a “cents-off-per-gallon” credit card.
– Get $0.12 back per gallon in instant savings on every gallon of Synergy Supreme+™ premium gasoline.
– Get $0.10 per gallon on other grades of Synergy™ fuel every time you fill up.

The Exxon Mobil Smart Card+ comes with a cash-back rebate
At the end of every month, get 5% cash back on in-store purchases and car washes. The cash back comes as a statement credit on the first $1,200 in non-fuel purchases per year at qualifying Exxon (and Mobil) stations. Excluded in-store purchases include fuel, lottery, money orders, and gift cards.

Note: The ExxonMobil Smart Card+ is a proprietary credit card that can only be used at participating Exxon (and Mobil) stations. Also, Exxon Mobil Rewards+ points are NOT earned on purchases made with the Exxon Mobil Smart Card+ credit card.

Visit exxon.com to learn more about the Exxon Mobil Smart Card+.

3. CHECK THE UPSIDE APP WHENEVER YOU VISIT EXXON MOBIL STATIONS
Some Exxon Mobil stations have offers in the Upside app, which typically offers $0.08 to 0.25 cents cash back per gallon when you use a linked credit card to purchase gasoline at stations featured in the app. Simply hit the ‘Claim’ button to claim the station’s offer prior to purchase.

To learn more about Upside, check out AGP’s Upside FAQ page.

Also, consider using the Gas Buddy app’s price finder feature to search for the gas stations with the best fuel prices in your area.


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